Features of the Loan

Features of the Loan Table
Issue	Feature
Loan to value	Maximum 60% of the appraisal value (not always equal to the sales price)
Debt to income	Maximum net salary to spend to installment for total loan position 50%
Valuation of income	Only salary income transferred to a bank account, average profit of the last 2 years, pension income
Maximum amount	No maximum
Maturity (USD,GBP,EUR)	15 years
Maturity (RUB)	10 years
Loan in TL	Yes
Loan in euro	Yes
Loan in Dollars	Yes
Loan in British pound	Yes
Loan in Ruble	Yes
Interest types	Fixed
Early repayment	Possible (If remaining maturity>36, %2 penalty fee/ If remaining maturity<36, %1 penalty fee)
Property valuation	Done by DenizBank or appointed appraisal by DenizBank
Age of application	25 -70 years
Maximum age at end of maturity	70 years
DASK: nature disaster insurance, House insurance;	To be arranged via DenizBank,
Life insurance	No obligation
Off plan mortgage	Yes, with full bank guarantee from constructor for the total loan amount
Monthly installment payments	Automatic payment from a DenizBank account
Validity of the pre offer	3 months

INTERNET BANKING