Management Board

Born in 1959, Mr. ATEÞ graduated from Middle East Technical University, Faculty of Economics and Administrative Sciences, Department of Business Administration after completing his studies at TED Ankara College. He started his banking career in 1981 as an Internal Auditor at Ýþbank. After serving at various Interbank units from 1986 to 1993, he worked as a Branch Manager at Elmadað, Þiþli, Bakýrköy, Ýzmir and Central Branches. He established Interbank’s Cash Management System and was promoted in 1993 to Executive Vice President in charge of Central Operations. Mr. ATEÞ worked as Executive Vice President in charge of Financial Affairs and Operations at Bank Ekspres between the years of 1994 and 1996 and led the bank’s restructuring project under the consultation of Bank of America. He established Garanti Bank Moscow in Russia and worked as CEO for one year starting from June 1996. He has continued his duties as the President & CEO at DenizBank, where he started in June 1997 as the Founder President.

During his management tenure, DenizBank shares were offered to public in October 2004 where 5.5 times oversubscription was recorded. His management also ran the process of selling Zorlu Holding-owned DenizBank shares to Dexia S.A. in May 2006 for 3.250 Billion Dollars with 4,7 times its book value which is a record in Turkey, the sales process of 99.85% of DenizBank shares owned by Dexia Group to Sberbank 6 years later in June 2012 for 3.6 Billion Dollars with 1.33 times its book value. as well as the sales process of 99,85% of DenizBank shares owned by Sberbank to Emirates NBD for 15,48 billion TL and 1.0 multiplier despite challenging market conditions. In addition, the transfer of Deniz Emeklilik for 256 million Euros with 10 times its book value with a 15-year sales agreement in 2011 and taking over the retail Banking of Citi Turkey with about 1500 employees in 2013 also took place under the management of Mr ATEÞ.

Serving as the Chairman of the Board of Directors at DenizBank subsidiaries Deniz Yatýrým Menkul Kýymetler A.Þ., Intertech A.Þ, DenizBank Moscow and DenizBank AG Vienna, Hakan ATEÞ also assumes the duty of Member of Board of Directors at Emirates NBD Egypt as of September, 2020. Granted the “Those who Add Value to Turkey” Award presented by Bahçeþehir University in 2015, ATEÞ is with two children and speaks fluent English.

Dr. Lenzmann graduated from TU Dortmund University with a diploma in Physics and achieved his PHD in 2001 and has 20 years of international experience in risk management, advisory and data analytics in developed and emerging markets. Starting his career as a Research Assistant at the University of Dortmund in 1996 he subsequently worked for Commerzbank leading the Operational Risk Quantification Team from 2001 to 2005 and, as a Senior Market Risk Manager. He worked with KPMG as Associate Director from 2006 to 2008.

Dr. Lenzmann joined Emirates NBD in 2008 as Vice President, Head of Operational Risk before taking on the role of Senior Vice President and Group Head of Operational Risk in August 2010, responsible for operational risk, cyber risk management, business continuity management, reputational risk and outsourcing, fraud prevention and investigations in addition to mergers and digital banking. Dr. Lenzmann is a Member of the Board of Directors and Audit and Risk Committee at DenizBank since March 2021.

Dr. Lenzmann has a proven track record of enterprise wide transformation of operational risk, enterprise risk, market risk, credit risk frameworks and methodologies. He is highly experienced in leading multinational and cross functional teams across Europe, the Middle East and Asia. During his career he has successfully established risk management frameworks for Retail Banking, Wealth Management, Private Banking, Corporate Banking, Capital Markets, Treasury, Digital Banking, Insurance, Asset Management, Financial Brokerage and Payment Services.

Born in 1964, Mr. KUMRU received his BA degree from Ankara University, Faculty of Political Sciences, and MA and PhD from Istanbul University, Institute of Social Sciences. Holding several positions at Esbank T.A.Þ. between the years of 1987 and 1999, he was nominated as Executive Vice President in 1998. Mr. KUMRU joined DenizBank Financial Services Group in 1999. After serving as Executive Vice President in charge of DenizBank A.Þ. Corporate Marketing Group, General Manager of DenizLeasing and DenizFactoring, he was nominated as General Manager of DenizBank Moscow in 2004. Between the years of 2009 and 2011, he served as Executive Vice President in charge of Corporate, Commercial Banking, Public Project Finance and International Subsidiaries Group at DenizBank A.Þ. He later assumed the role of Executive Vice President in charge of Wholesale Banking Group from 2011 to 2012. Derya KUMRU has continued his duty as Member of the Board of Directors at DenizBank A.Þ. since December 2012, and he has assumed the functions of Project Finance, Financial Restructuring and Credit Follow up and Risk Monitoring Groups, as of March 2021.

Born in 1964, Mr. KAYA graduated from Gazi University, Faculty of Economics and Administrative Sciences, Department of Public Administration in 1985. Starting his banking career at Pamukbank in 1986, he held several positions at TEB, Marmara Bank and Alternatif Bank. He worked as Branch Manager at Bank Ekspres between the years of 1994 and 1997. Joining DenizBank A.Þ. in 1997 as Ankara Branch Manager, he then served as the Central Anatolia Regional Manager in 2002 and 2003, and later as the Executive Vice President in charge of Administrative Services Group from 2003 to 2016 at the bank. Having served as the Executive Vice President in charge of Administrative Services and Investment Group at DenizBank A.Þ. and Chairman of the Executive Board of DFSG Investment Group between June 2016 and 2020, KAYA has continued his duty as the Board Member in charge of his present functions from June 2020 onwards.

Born in 1960, Mr. Dizdar graduated from Istanbul University Faculty of Law in 1982 and completed his postgraduate studies on Private Law in 1985. In 1982, Mr. Dizdar began his career as a research assistant at Istanbul University Faculty of Law and held the positions of Legal Advisor in Altheimer & Gray between 1990- 1998, Legal Department Manager at Birleþik Türk Körfez Bank between 1998- 2001. Then he served as Legal Consultancy Unit Manager in Osmanlý Bank in 2001 and Legal Advisor and Risk Management Committee Chairman at Taib Yatýrýmbank in 2002. He worked as Legal Corporate Department Head in DenizBank A.Þ. between 2002- 2003 and as Senior Vice President of the Legal Group between 2003- 2010. He works as the Chief Legal Advisor in DenizBank A.Þ. since 2010.

Born in 1969, Ms. Hýçkýran graduated from Ege University, Faculty of Letters, Department of English Language & Literature in 1992. Beginning her career as Sales Manager in Citibank in 1996, Ms. Hýçkýran held several positions in Citibank as Regional Manager of Bursa, Regional Manager of Aegean Region, Regional Manager of Marmara, Head of Sales Channels Group in Turkey, Head of Consumer Loans and Sales Channel Group, Executive Vice President in charge of Payment Systems, Consumer Loans, Sales and Alternative Distribution Channels and Executive Vice President in charge of Retail Banking, respectively between 1996 - 2013. She has been working in DenizBank A.Þ. as Executive Vice President in charge of Payment Systems and Non-Branch Channels Group since July, 2013.

Born in 1967, Mr. Böcügöz graduated from Boðaziçi University, Faculty of Economics and Administrative Sciences, Department of Business Administration in 1989. He started his career as Junior Associate at Garanti Bank in 1989. After working as Capital Markets Deputy Department Head at Esbank between 1990- 1994 and as Securities Deputy Department Head at Bank Ekspres in 1994, he served as Securities Department Head at Toprakbank until 1997. He worked as Treasury Coordinator and Executive Vice President in charge of Funds, Resource Management and Marketing at Kentbank between 1997- 2002. He worked as Executive Vice President in charge of Fund Management in DenizBank A.Þ. between 2002- 2007 and continues his duty as Executive Vice President in charge of Treasury, Financial Institutions and Private Banking Group in DenizBank A.Þ. since 2007.

Born in 1968, Mr. AYDOÐDU graduated from Dokuz Eylül University, Faculty of Economics and Administrative Sciences, Department of Economics in 1993. Beginning his career as Associate in Ceylan Holding Fund Management/Finance Department in 1995, Mr. Aydoðdu worked as Associate in Bank Kapital Central Branch between 1996- 1998, as Corporate Products Marketing Senior Associate in Demirbank A.Þ. Kartal Branch in 1998, as Corporate Marketing Vice President in Bayýndýrbank between 1998- 2002. Between 2002- 2003, he served as Vice President in Europe- 3 Regional Marketing Department in DenizBank A.Þ., as Beþyüzevler Branch Manager between 2003- 2005 and as Çaðlayan Branch Manager in 2005, and as Maslak Commercial Center Branch Manager between 2005- 2009. He worked as Commercial Banking Senior Vice President between 2009- 2010, and as Executive Vice President in charge of Commercial Banking and Public Finance between 2011- 2015. He continues his duty as Executive Vice President in charge of Corporate Banking, Commercial Banking and Public Finance since 2015.

Born in 1975, Mr. ABÝL graduated from Middle East Technical University, Faculty of Economics and Administrative Sciences, Department of International Relations in 1996. Mr. Abil started his career in 1997 as Auditor in Baþaran Nas Yeminli Mali Müþavirlik A.Þ, and worked at Price Waterhouse Coopers USA as Director between 2010- 2012. He served as Director in charge of Technical Projects and Group Reporting at Union Bank of California between 2012- 2013. He joined DenizBank A.Þ. in 2013 as Financial Affairs Senior Vice President. He served as Executive Vice President in charge of Group Reporting and ALM Group in Denizbank A.Þ. from February 2014 to April 2017. ABIL was appointed in April 2017 as Executive Vice President in charge of Financial Affairs Group.